Attachment File Revision of income criteria to exclude socially advanced persons/section(Creamy Layer) from the purview of reservation for Other Backward Classes(OBCs) in admissions to Central Educational Institutions. Date of Issue Wednesday, July 17, 2013 - 12:00 Section Welfare Circular No F.No.20/33/2013-Welfare Circular Category Banking The Chairman and CMD/MD of PSBs/FIs/PSICs, RBI and IBA