Banking Analytics

Capital to Risk Weighted Assets Ratio (CRAR), Net Profit and Government of India's Shareholding of Public Sector Banks (PSBs)
		(As on 31.3.2025)			(As on 31.3.2026)
Sl.No	Bank	CRAR (%)	Net Profit (in Rs. Crore)	GoI Shareholding (%)	CRAR (%)	Net Profit (in Rs. Crore)	GoI Shareholding (%)
1	Bank of Baroda	17.19	19,581	63.97%	15.82	20,021	63.97%
2	Bank of India	17.77	9,219	73.38%	18.01	10,527	73.38%
3	Bank of Maharashtra	20.53	5,520	79.60%	18.37	7,019	73.60%
4	Canara Bank	16.33	17,027	62.93%	17.04	19,187	62.93%
5	Central Bank of India	17.02	3,785	89.27%	17.91	4,369	89.27%
6	Indian Bank	17.94	10,918	73.84%	17.93	12,156	73.84%
7	Indian Overseas Bank	19.74	3,335	94.61%	19.78	5,208	92.44%
8	Punjab & Sind Bank	17.41	1,016	93.85%	17.42	1,322	93.85%
9	Punjab National Bank	17.01	16,630	70.08%	17.74	16,904	70.08%
10	State Bank of India	14.25	70,901	56.92%	15.40	80,032	55.03%
11	UCO Bank	18.49	2,445	90.95%	18.61	2,768	90.95%
12	Union Bank of India	18.02	17,987	74.76%	18.10	18,697	74.76%

Source: RBI

Capital infusion in Public Sector Banks (Amount in Rs. Crore)
Sl.No	Bank Name	2012-13	2013-14	2014-15	2015-16	2016-17	2017-18	2018-19	2019-20	2020-21	2021-22
1	Allahabad Bank (Merged with Indian Bank)	0	400	320	973	451	1500	11740	2153	-	-
2	Andhra Bank (Merged with Union Bank of India)	0	200	120	378	1100	1890	5275	200	-	-
3	Bank of Baroda	850	550	1260	1786	0	5375	5042	7000	-	-
4	Bank of India	809	1000	0	3605	2838	9232	14724	0	3000	-
5	Bank of Maharashtra	406	800	0	394	300	3173	4703	831	-	-
6	Canara Bank	0	500	570	947	745	4865	0	6571	-	-
7	Central Bank of India	2406	1800	0	535	1397	5158	6592	3353	4800	-
8	Corporation Bank (Merged with Union Bank of India)	204	450	0	857	508	2187	11641	0	-	-
9	Dena Bank (Merged with Bank of Baroda)	0	700	140	407	1046	3045	0	0	-	-
10	Indian Bank	0	0	280	0	0	0	0	2534	-	-
11	Indian Overseas Bank	1000	1200	0	2009	2651	4694	5963	8217	4100	-
12	Oriental Bank of Commerce (Merged with Punjab National Bank)	0	150	0	300	0	3571	6686	0	-	-
13	Punjab National Bank	1248	500	870	1732	2112	5473	14155	16091	-	-
14	Punjab & Sind Bank	140	100	0	0	0	785	0	787	5500	4600
15	Syndicate Bank (Merged with Canara Bank)	0	200	460	740	776	2839	3963	0	-	-
16	State Bank of India	3004	2000	2970	5393	5681	8800	0	0	-	-
17	UCO Bank	681	200	0	935	1925	6507	6406	4272	2600	-
18	Union Bank of India	1114	500	0	1080	541	4524	4112	11768	-	-
19	United Bank of India (Merged with Punjab National Bank)	100	700	0	480	1026	2634	4998	1666	-	-
20	Vijaya Bank (Merged with Bank of Baroda)	0	250	0	220	0	1277	0	0	-	-
21	Bharatiya Mahila Bank (Merged with State Bank of India)	0	1000	0	0	0	0	0	0	-	-
22	IDBI Bank (now privatized)	555	1800	0	2229	1900	12471	0	4557	-	-
-	Total	12517	15000	6990	25000	24997	90000	106000	70000	20000	4600

There has been no capital infusion since April 2022.

Gross Loans and Advances(Amount in Rs. Crore)
	31.3.2018	31.3.2019	31.3.2020	31.3.2021	31.3.2022	31.3.2023	31.3.2024	31.3.2025	31.3.2026
Public Sector Banks	61,41,698	63,82,461	66,15,112	67,70,363	74,33,006	86,10,115	97,73,488	1,09,77,762	1,27,03,209
Private Sector Banks	27,25,891	34,42,347	37,76,23	40,97,040	47,00,912	54,62,976	69,54,334	75,74,750	86,06,231
Scheduled Commercial Banks	92,66,210	1,02,94,463	1,09,18,918	1,13,99,608	1,27,50,006	1,47,56,636	1,73,33,667	1,94,49,399	2,23,54,897

Source: RBI

Total Deposits(Amount in Rs. Crore)
	31.3.2018	31.3.2019	31.3.2020	31.3.2021	31.3.2022	31.3.2023	31.3.2024	31.3.2025	31.3.2026
Public Sector Banks	82,62,322	84,86,215	90,48,420	99,00,766	1,07,17,362	1,17,09,581	1,28,96,766	1,41,96,270	1,56,26,131
Private Sector Banks	30,13,688	37,70,013	41,59,044	48,19,469	54,64,181	62,99,332	75,61,502	85,02,193	95,85,478
Scheduled Commercial Banks	1,17,94,005	1,28,89,305	1,39,74,240	1,55,88,063	1,71,72,755	1,90,56,110	2,17,17,259	2,41,22,052	2,68,48,020

Source: RBI

Gross Non-Performing Assets (GNPAs) (Amount in Rs. Crore)
	31.3.2018	31.3.2019	31.3.2020	31.3.2021	31.3.2022	31.3.2023	31.3.2024	31.3.2025	31.3.2026
Public Sector Banks	8,95,601	7,39,541	6,78,317	6,16,616	5,40,958	4,28,197	3,39,541	2,83,650	2,45,634
Private Sector Banks	1,25,863	1,80,872	2,05,848	2,02,266	1,80,742	1,24,925	1,29,039	1,32,646	1,26,410
Scheduled Commercial Banks	10,36,187	9,33,779	8,96,082	8,35,051	7,42,397	5,71,111	4,80,687	4,31,607	3,86,482

Source: RBI

New Accretion/Slippages to NPAs (Amount in Rs. Crore)
	31.3.2018	31.3.2019	31.3.2020	31.3.2021	31.3.2022	31.3.2023	31.3.2024	31.3.2025	31.3.2026
Public Sector Banks	4,32,630	2,07,68	2,10,960	1,44,586	1,44,315	94,794	92,327	89,886	79,174
Private Sector Banks	1,02,846	88,027	1,25,518	98,195	1,24,772	1,07,629	1,15,468	1,20,980	1,22,913
Scheduled Commercial Banks	5,43,404	3,01,795	3,43,598	2,55,760	2,85,686	2,13,368	2,18,404	2,30,856	2,22,397

Source: RBI

Reduction in NPAs (due to actual recoveries) + Recovery from Written off Accounts (Amount in Rs. Crore)
	31.3.2018	31.3.2019	31.3.2020	31.3.2021	31.3.2022	31.3.2023	31.3.2024	31.3.2025	31.3.2026
Public Sector Banks	77,563	1,21,076	1,08,635	83,276	89,560	1,02,541	83,031	79,443	76,982
Private Sector Banks	22,818	33,116	35,136	29,482	42,793	50,212	33,960	40,317	37,465
Scheduled Commercial Banks	1,03,704	1,56,692	1,47,375	1,14,368	1,37,456	1,59,615	1,23,341	1,25,729	1,21,178

Source: RBI

Numbering of Functioning Offices of Commercial Banks
	31.3.2018	31.3.2019	31.3.2020	31.3.2021	31.3.2022	31.3.2023	31.3.2024	31.3.2025	31.3.2026
Public Sector Banks	93,365	92,832	93,197	93,104	90,902	91,282	91,992	93,711	95,658
Private Sector Banks	31,769	33,408	35,932	36,932	39,034	42,547	46,048	48,685	50,716
Foreign Banks	327	339	347	938	926	835	833	825	807
Payment Banks	196	1,507	1,494	1,422	1,417	827	832	843	937
Small Finance Banks	1,740	3,419	4,494	5,127	5,933	6,720	7,370	7,647	8,133
Local Area Banks	93	93	94	81	81	81	81	81	85
Regional Rural Banks	21,877	22,013	22,266	22,301	22,345	22,456	22,538	22,627	22,761
Total	1,49,367	1,53,611	1,57,824	1,59,905	1,60,638	1,64,748	1,69,694	1,74,419	1,79,097

Source: RBI

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