| Capital to Risk Weighted Assets Ratio (CRAR), Net Profit and Government of India's Shareholding of Public Sector Banks (PSBs) | |||||||
|---|---|---|---|---|---|---|---|
| (As on 31.3.2024) | (As on 30.6.2024) | ||||||
| Sl.No | Bank | CRAR (%) | Net Profit (in Rs. Crore) | GoI Shareholding (%) | CRAR (%) | Net Profit (in Rs. Crore) | GoI Shareholding (%) |
| 1 | Bank of Baroda | 16.31 | 17,788 | 63.97% | 16.82 | 4,458 | 63.97% |
| 2 | Bank of India | 16.96 | 6,381 | 73.38% | 16.18 | 1,703 | 73.38% |
| 3 | Bank of Maharashtra | 17.38 | 4,055.03 | 86.46% | 17.04 | 1,293 | 86.46% |
| 4 | Canara Bank | 16.28 | 14,554 | 62.93% | 16.38 | 3,905 | 62.93% |
| 5 | Central Bank of India | 15.08 | 2,549.06 | 93.08% | 15.68 | 880 | 93.08% |
| 6 | Indian Bank | 16.44 | 8,062.94 | 73.84% | 16.47 | 2,403 | 73.84% |
| 7 | Indian Overseas Bank | 17.24 | 2,656.00 | 96.38% | 17.82 | 633 | 96.38% |
| 8 | Punjab & Sind Bank | 17.16 | 595.42 | 98.25% | 17.30 | 182 | 98.25% |
| 9 | Punjab National Bank | 15.97 | 8,244 | 73.15% | 15.79 | 3,252 | 73.15% |
| 10 | State Bank of India | 14.28 | 61,076 | 56.92% | 13.86 | 17,035 | 56.92% |
| 11 | UCO Bank | 16.98 | 1,653.74 | 95.39% | 17.09 | 551 | 95.39% |
| 12 | Union Bank of India | 16.97 | 13,648.31 | 74.76% | 17.02 | 3,679 | 74.76% |
Source: PSBs
| Capital infusion in Public Sector Banks (Amount in Rs. Crore) | |||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Sl.No | Bank Name | 2012-13 | 2013-14 | 2014-15 | 2015-16 | 2016-17 | 2017-18 | 2018-19 | 2019-20 | 2020-21 | 2021-22 |
| 1 | Allahabad Bank (Merged with Indian Bank) | 0 | 400 | 320 | 973 | 451 | 1500 | 11740 | 2153 | - | - |
| 2 | Andhra Bank (Merged with Union Bank of India) | 0 | 200 | 120 | 378 | 1100 | 1890 | 5275 | 200 | - | - |
| 3 | Bank of Baroda | 850 | 550 | 1260 | 1786 | 0 | 5375 | 5042 | 7000 | - | - |
| 4 | Bank of India | 809 | 1000 | 0 | 3605 | 2838 | 9232 | 14724 | 0 | 3000 | - |
| 5 | Bank of Maharashtra | 406 | 800 | 0 | 394 | 300 | 3173 | 4703 | 831 | - | - |
| 6 | Canara Bank | 0 | 500 | 570 | 947 | 745 | 4865 | 0 | 6571 | - | - |
| 7 | Central Bank of India | 2406 | 1800 | 0 | 535 | 1397 | 5158 | 6592 | 3353 | 4800 | - |
| 8 | Corporation Bank (Merged with Union Bank of India) | 204 | 450 | 0 | 857 | 508 | 2187 | 11641 | 0 | - | - |
| 9 | Dena Bank (Merged with Bank of Baroda) | 0 | 700 | 140 | 407 | 1046 | 3045 | 0 | 0 | - | - |
| 10 | Indian Bank | 0 | 0 | 280 | 0 | 0 | 0 | 0 | 2534 | - | - |
| 11 | Indian Overseas Bank | 1000 | 1200 | 0 | 2009 | 2651 | 4694 | 5963 | 8217 | 4100 | - |
| 12 | Oriental Bank of Commerce (Merged with Punjab National Bank) | 0 | 150 | 0 | 300 | 0 | 3571 | 6686 | 0 | - | - |
| 13 | Punjab National Bank | 1248 | 500 | 870 | 1732 | 2112 | 5473 | 14155 | 16091 | - | - |
| 14 | Punjab & Sind Bank | 140 | 100 | 0 | 0 | 0 | 785 | 0 | 787 | 5500 | 4600 |
| 15 | Syndicate Bank (Merged with Canara Bank) | 0 | 200 | 460 | 740 | 776 | 2839 | 3963 | 0 | - | - |
| 16 | State Bank of India | 3004 | 2000 | 2970 | 5393 | 5681 | 8800 | 0 | 0 | - | - |
| 17 | UCO Bank | 681 | 200 | 0 | 935 | 1925 | 6507 | 6406 | 4272 | 2600 | - |
| 18 | Union Bank of India | 1114 | 500 | 0 | 1080 | 541 | 4524 | 4112 | 11768 | - | - |
| 19 | United Bank of India (Merged with Punjab National Bank) | 100 | 700 | 0 | 480 | 1026 | 2634 | 4998 | 1666 | - | - |
| 20 | Vijaya Bank (Merged with Bank of Baroda) | 0 | 250 | 0 | 220 | 0 | 1277 | 0 | 0 | - | - |
| 21 | Bharatiya Mahila Bank (Merged with State Bank of India) | 0 | 1000 | 0 | 0 | 0 | 0 | 0 | 0 | - | - |
| 22 | IDBI Bank (now privatized) | 555 | 1800 | 0 | 2229 | 1900 | 12471 | 0 | 4557 | - | - |
| - | Total | 12517 | 15000 | 6990 | 25000 | 24997 | 90000 | 106000 | 70000 | 20000 | 4600 |
Last infusion was in FY2021-22
| Gross Loans and Advance(Amount in Rs. Crore) | ||||||||
|---|---|---|---|---|---|---|---|---|
| 31.3.2018 | 31.3.2019 | 31.3.2020 | 31.3.2021 | 31.3.2022 | 31.3.2023 | 31.3.2024 | 30.6.2024* | |
| Public Sector Banks | 61,41,698 | 63,82,461 | 66,15,112 | 67,70,363 | 74,33,006 | 86,10,115 | 97,73,488 | 99,09,962 |
| Private Sector Banks | 27,25,891 | 34,42,347 | 37,76,23 | 40,97,040 | 47,00,912 | 54,62,976 | 69,54,334 | 70,54,164 |
| Scheduled Commercial Banks | 92,66,210 | 1,02,94,463 | 1,09,18,918 | 1,13,99,608 | 1,27,50,006 | 1,47,56,636 | 1,73,33,667 | 1,77,58,875 |
Source: RBI(*Data for 30.6.2024 is provisional)
| Total Deposits(Amount in Rs. Crore) | ||||||||
|---|---|---|---|---|---|---|---|---|
| 31.3.2018 | 31.3.2019 | 31.3.2020 | 31.3.2021 | 31.3.2022 | 31.3.2023 | 31.3.2024 | 30.6.2024* | |
| Public Sector Banks | 82,62,322 | 84,86,215 | 90,48,420 | 99,00,766 | 1,07,17,362 | 1,17,09,581 | 1,28,96,766 | 1,29,61,700 |
| Private Sector Banks | 30,13,688 | 37,70,013 | 41,59,044 | 48,19,469 | 54,64,181 | 62,99,332 | 75,61,502 | 76,03,469 |
| Scheduled Commercial Banks | 1,17,94,005 | 1,28,89,305 | 1,39,74,240 | 1,55,88,063 | 1,71,72,755 | 1,90,56,110 | 2,17,17,259 | 2,18,93,827 |
Source: RBI(*Data for 30.6.2024 is provisional)
| Gross Non-Performing Assets (GNPAs) (Amount in Rs. Crore) | ||||||||
|---|---|---|---|---|---|---|---|---|
| 31.3.2018 | 31.3.2019 | 31.3.2020 | 31.3.2021 | 31.3.2022 | 31.3.2023 | 31.3.2024 | 30.6.2024* | |
| Public Sector Banks | 8,95,601 | 7,39,541 | 6,78,317 | 6,16,616 | 5,40,958 | 4,28,197 | 3,39,541 | 3,28,634 |
| Private Sector Banks | 1,25,863 | 1,80,872 | 2,05,848 | 2,02,266 | 1,80,742 | 1,24,925 | 1,29,039 | 1,33,392 |
| Scheduled Commercial Banks | 10,36,187 | 9,33,779 | 8,96,082 | 8,35,051 | 7,42,397 | 5,71,111 | 4,80,687 | 4,74,598 |
Source: RBI(*Data for Q1 FY2024-25 is provisional)
| New Accretion/Slippages to NPAs (Amount in Rs. Crore) | ||||||||
|---|---|---|---|---|---|---|---|---|
| 31.3.2018 | 31.3.2019 | 31.3.2020 | 31.3.2021 | 31.3.2022 | 31.3.2023 | 31.3.2024 | 30.6.2024* | |
| Public Sector Banks | 4,32,630 | 2,07,68 | 2,10,960 | 1,44,586 | 1,44,315 | 94,794 | 92,327 | 24,625 |
| Private Sector Banks | 1,02,846 | 88,027 | 1,25,518 | 98,195 | 1,24,772 | 1,07,629 | 1,15,468 | 28,769 |
| Scheduled Commercial Banks | 5,43,404 | 3,01,795 | 3,43,598 | 2,55,760 | 2,85,686 | 2,13,368 | 2,18,404 | 57,185 |
Source: RBI(*Data for Q1 FY2024-25 is provisional)
| Reduction in NPAs (due to actual recoveries) + Recovery from Written off Accounts (Amount in Rs. Crore) | ||||||||
|---|---|---|---|---|---|---|---|---|
| 31.3.2018 | 31.3.2019 | 31.3.2020 | 31.3.2021 | 31.3.2022 | 31.3.2023 | 31.3.2024 | 30.6.2024* | |
| Public Sector Banks | 77,563 | 1,21,076 | 1,08,635 | 83,276 | 89,560 | 1,02,541 | 83,031 | 15,700 |
| Private Sector Banks | 22,818 | 33,116 | 35,136 | 29,482 | 42,793 | 50,212 | 33,960 | 9,168 |
| Scheduled Commercial Banks | 1,03,704 | 1,56,692 | 1,47,375 | 1,14,368 | 1,37,456 | 1,59,615 | 1,23,341 | 26,231 |
Source: RBI(*Data for 30.6.2024 is provisional)
| Numbering of Functioning Offices of Commercial Banks | ||||||||
|---|---|---|---|---|---|---|---|---|
| 31.3.2018 | 31.3.2019 | 31.3.2020 | 31.3.2021 | 31.3.2022 | 31.3.2023 | 31.3.2024 | 30.6.2024* | |
| Public Sector Banks | 93,115 | 92,531 | 92,877 | 92,519 | 90,207 | 90,491 | 91,080 | 91,313 |
| Private Sector Banks | 31,564 | 33,186 | 35,694 | 36,686 | 38,779 | 42,288 | 45,777 | 46,127 |
| Foreign Banks | 321 | 336 | 347 | 935 | 921 | 837 | 838 | 840 |
| Payments Banks | 189 | 851 | 838 | 766 | 756 | 138 | 109 | 104 |
| Small Finance Banks | 1,740 | 3,419 | 4,494 | 5,127 | 5,929 | 6,709 | 7,356 | 7,454 |
| Local Area Banks | 93 | 93 | 94 | 81 | 81 | 81 | 81 | 81 |
| Regional Rural Banks | 21,877 | 22,012 | 22,262 | 22,296 | 22,339 | 22,448 | 22,530 | 22,539 |
| Total | 1,48,899 | 1,52,428 | 1,56,606 | 1,58,410 | 1,59,012 | 1,62,992 | 1,67,771 | 1,68,458 |
Source: RBI