Key Performance Indicators (KPIs)
| Small Industries Development Bank of India (SIDBI) (Amount in Rs. Crore) | |||||||
|---|---|---|---|---|---|---|---|
| Indicator | FY 2018-19 | FY 2019-20 | FY 2020-21 | FY 2021-22 | FY 2022-23 | FY 2023-24 | FY 2024-25 |
| Gross advances | 136805.74 | 165803.77 | 156329.86 | 202337.31 | 356463.86 | 456114.89 | 496464.71 |
| Return on Assets (RoA) (After Tax) | 1.43% | 1.36% | 1.33% | 0.96% | 1.00% | 0.87% | 0.89% |
| CRAR | 27.11% | 26.62% | 27.49% | 24.28% | 19.29% | 15.94% | 19.62% |
| Net Interest Margin | 1.89% | 1.94% | 2.04% | 1.50% | 1.68% | 1.84% | 1.78% |
| Gross NPA | 867.91 | 1040.84 | 282.31 | 217.62 | 33.53 | 99.82 | 182.89 |
| Gross NPA % | 0.63% | 0.63% | 0.18% | 0.11% | 0.01% | 0.02 | 0.04 |
| Net NPA | 292.54 | 658.64 | 185.25 | 132.10 | 8.56 | 0.00 | 0.00 |
| Net NPA % | 0.21% | 0.40% | 0.12% | 0.07% | 0.00% | 0.00 | 0.00% |
| Provision Coverage Ratio (PCR) | 87% | 78% | 93% | 96% | 99.69% | 100% | 100% |
| Profit Before Tax | 2503.49 | 2807.80 | 3147.51 | 2388.02 | 4397.48 | 5290.04 | 6398.21 |
| Profit After Tax | 1952.21 | 2314.52 | 2398.28 | 1957.79 | 3343.57 | 4026.30 | 4810.74 |
| % of Government of India Stake | 15.40 | 15.40 | 15.40 | 20.85 | 20.85 | 20.85 | 20.85 |
| Authorised Capital | 1000.00 | 1000.00 | 1000.00 | 1000.00 | 1000.00 | 1000 | 1000 |
| Paid-up Capital | 531.92 | 531.92 | 531.92 | 568.54 | 568.54 | 568.54 | 568.54 |
| Tangible Net Worth | 15534.90 | 18039.26 | 20667.33 | 23497.34 | 25464.95 | 28900.04 | 32,329.91 |
Source: SIDBI
| National Housing Bank (NHB) (Amount in Rs. Crore) | |||||||
|---|---|---|---|---|---|---|---|
| Indicator | FY 2018-19 | FY 2019-20 | FY 2020-21 | FY 2021-22 | FY 2022-23 | FY 2023-24 | FY 2024-25 |
| Gross advances | 69809.00 | 84253.00 | 88360.00 | 73995.51 | 92083 | 1,02,265 | 1,09,029 |
| Return on Assets (RoA) | 1.04% | 0.25% | 0.75% | 2.33% | 1.45% | 1.59% | 1.68% |
| CRAR | 16.01% | 12.74% | 12.14% | 16.02% | 15.17% | 16.38% | 43.43% |
| Net Interest Margin | 2.26% | 1.97% | 1.56% | 1.40% | 2.06% | 2.42% | 2.46% |
| Gross NPA | 4.00 | 2503.00 | 2503.00 | 1535.00 | 710 | 706 | 656 |
| Gross NPA % | 0.01% | 3.06% | 2.92% | 2.07% | 0.77% | 0.69% | 0.60% |
| Net NPA | 0.00 | 625.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net NPA % | 0.00% | 0.76% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Provision Coverage Ratio (PCR) | 100% | 75% | 100% | 100% | 100% | 100% | 100% |
| Profit Before Tax | 1314.00 | 452.00 | 460.00 | 2530.92 | 1710 | 2248 | 2,548 |
| Profit After Tax | 733.00 | 196.00 | 663.00 | 1919.68 | 1262 | 1664 | 1,909 |
| % of Government of India Stake | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100% | 100% |
| Authorised Capital | 1450.00 | 1450.00 | 1450.00 | 1450.00 | 1450.00 | 1450 | 1450 |
| Paid-up Capital | 1450.00 | 1450.00 | 1450.00 | 1450.00 | 1450.00 | 1450 | 1450 |
| Tangible Net Worth | 8403.91 | 8587.21 | 8742.16 | 10670.44 | 11903 | 13386 | 15467 |
Source: NHB
Note:- NHB Follows July-June FY Calendar
| Export-Import Bank of India (EXIM Bank) (Amount in Rs. Crore) | ||||||
|---|---|---|---|---|---|---|
| Indicator | FY 2019-20 | FY 2020-21 | FY 2021-22 | FY 2022-23 | FY 2023-24 | FY 2024-25 |
| Gross advances | 107051.50 | 110731.35 | 121966.24 | 139272.40 | 160246.28 | 188706.08 |
| Return on Assets (RoA) | 0.10% | 0.19% | 0.54% | 1.04% | 1.47% | 1.61% |
| CRAR | 20.13% | 25.89% | 30.49% | 25.43% | 21.18% | 25.29% |
| Net Interest Margin | 1.54% | 1.84% | 2.19% | 2.29% | 2.06% | 1.83% |
| Gross NPA | 9361.83 | 7413.05 | 4347.08 | 5697.48 | 3,101.26 | 3219.73 |
| Gross NPA % | 8.75% | 6.69% | 3.56% | 4.09% | 1.94% | 1.71% |
| Net NPA | 1756.83 | 533.05 | - | 948.48 | 457.26 | 252.70 |
| Net NPA % | 1.77% | 0.51% | 0.00% | 0.71% | 0.29% | 0.14% |
| Provision Coverage Ratio (PCR) | 88.76% | 96.74% | 100.00% | 94.56% | 96.83% | 98.26% |
| Profit Before Tax | 243.74 | 356.32 | 2149.75 | 2089.08 | 3,336.54 | 4297.26 |
| Profit After Tax | 123.85 | 253.99 | 737.65 | 1555.84 | 2,518.67 | 32.43.15 |
| % of Government of India Stake | 100 | 100 | 100 | 100 | 100 | 100 |
| Authorised Capital | 20000.00 | 20000.00 | 20000.00 | 20000.00 | 20000.00 | 20000.00 |
| Paid-up Capital | 13859.37 | 15159.37 | 15909.37 | 15909.37 | 15909.37 | 15909.37 |
| Tangible Net Worth | 12900.31 | 14347.01 | 17229.60 | 18608.11 | 20,698.38 | 23790.38 |
Source: EXIM Bank
| IFCI Limited (Amount in Rs. Crore) | ||||||
|---|---|---|---|---|---|---|
| Indicator | FY 2019-20 | FY 2020-21 | FY 2021-22 | FY 2022-23 | FY 2023-24 | FY 2024-25 |
| Gross advances | 16644.00 | 12703.00 | 7,339.90 | 6,441.59 | 5046.04 | 4366.97 |
| Return on Assets (RoA) | -1.56% | -11.51% | -16.63% | -3.55% | 0.93% | 0.22% |
| CRAR | 13.54% | -10.81% | -64.85% | -70.66% | -48.35% | -23.04% |
| Net Interest Margin | 5.50% | -0.33% | -5.72% | -12.53% | -5.89% | -9.49% |
| Gross NPA | 7774.68 | 7801.01 | 6514.90 | 5749.06 | 4,615.56 | 3693.90 |
| Gross NPA % | 61.93% | 73.72% | 90.67% | 92.39% | 96.22% | 95.98% |
| Net NPA | 3495.93 | 2816.72 | 2058.00 | 1499.18 | 937.17 | 607.60 |
| Net NPA % | 42.69% | 50.50% | 75.48% | 75.99% | 83.80% | 79.69% |
| Profit Before Tax | -140.97 | -2147.23 | -1785.10 | -185.57 | 483.80 | 372.17 |
| Profit After Tax | -277.88 | -1957.81 | -1991.33 | -287.58 | 128.25 | 43.80 |
| % of Government of India Stake | 56.42% | 61.02% | 64.86% | 66.35% | 70.32 | 72.57% |
| Authorised Equity Share Capital | 2000.00 | 4000.00 | 4000.00 | 4000.00 | 4,000.00 | 4000.00 |
| Paid-up Equity Share Capital | 1695.99 | 1895.99 | 2102.99 | 2195.93 | 2,489.61 | 2694.31 |
| Tangible Net Worth | 4107.77 | 2372.10 | 445.45 | 626.10 | 1,214.20 | 1735.59 |
Source: IFCI Limited
| India Infrastructure Finance Company Limited (IIFCL) (Amount in Rs. Crore) | ||||||
|---|---|---|---|---|---|---|
| Indicator | FY 2019-20 | FY 2020-21 | FY 2021-22 | FY 2022-23 | FY 2023-24 | FY 2024-25 |
| Gross advances | 33626.96 | 36688.89 | 39352.32 | 42270.76 | 51017.16 | 69904 |
| Return on Avg. Assets (RoAA) | 0.11% | 0.53% | 0.91% | 1.85% | 2.53% | 2.96% |
| CRAR | 30.85% | 30.86% | 29.03% | 27.65% | 28.15% | 23.44% |
| Net Interest Margin | 3.46% | 2.08% | 2.25% | 2.39% | 2.77% | 2.71% |
| Gross NPA | 6623.07 | 5100.44 | 3631.77 | 2013.50 | 823.16 | 778 |
| Gross NPA % | 19.70% | 13.90% | 9.22% | 4.76% | 1.61% | 1.11% |
| Net NPA | 3278.33 | 1977.18 | 1352.88 | 594.41 | 234.39 | 243 |
| Net NPA % | 9.75% | 5.39% | 3.65% | 1.45% | 0.46% | 0.35% |
| Provision Coverage Ratio (PCR) | 50.51% | 61.24% | 62.75% | 70.48% | 71.53% | 68.71% |
| Profit Before Tax | -291.48 | 315.43 | 590.13 | 1276.79 | 2,028.51 | 2775.00 |
| Profit After Tax | 50.92 | 285.27 | 514.26 | 1075.60 | 1551.61 | 2165 |
| % of Government of India Stake | 100% | 100% | 100% | 100% | 100% | 100% |
| Authorised Capital | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 |
| Paid-up Capital | 9999.92 | 9999.92 | 9999.92 | 9999.92 | 9999.92 | 9999.92 |
| Tangible Net Worth | 10301.28 | 10651.68 | 11735.31 | 12876.98 | 14265.10 | 16395.00 |
Source: IIFCL
| National Bank for Financing Infrastructure and Development(Amount in Rs. Crore) | ||||
|---|---|---|---|---|
| Indicator | FY 2021-22 | FY 2022-23 | FY 2023-24 | FY 2024-25 |
| Gross advances | - | 9,754.00 | 35,342.00 | 56620.10 |
| Return on Assets (RoA) | 0.00% | 4.98% | 4.63% | 3.48% |
| CRAR | 0.00% | 423.56% | 115.05% | 73.93% |
| Net Interest Margin | 122.74 | 1118.60 | 1714.26 | 2243.49 |
| Gross NPA | - | - | - | - |
| Gross NPA % | 0.00% | 0.00% | 0.00% | 0.00% |
| Net NPA | - | - | - | - |
| Net NPA % | 0.00% | 0.00% | 0.00% | 0.00% |
| Provision Coverage Ratio (PCR) | NA | NA | NA | NA |
| Profit Before Tax | 119.70 | 1046.39 | 1601.64 | 2191.02 |
| Profit After Tax | 119.70 | 1046.39 | 1601.64 | 2191.02 |
| % of Government of India Stake | 100 | 100 | 100 | 100 |
| Authorised Capital | 1,00,000.00 | 1,00,000.00 | 1,00,000.00 | 100000.00 |
| Paid-up Capital | 20,000.00 | 20,000.00 | 20,000.00 | 20000.00 |
| Tangible Net Worth | 25,120.22 | 26,460.89 | 28,419.39 | 30967.10 |
Source: NABFID